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712 Mulberry Street, Ottawa, IL 61350.
Welcome home to opportunity on Ottawa's west side! With two bedrooms, one bathroom, multiple living spaces, an enclosed front porch and a detached garage with upper-level storage, 712 Mulberry Street offers a versatile layout and plenty of possibilities for its next chapter. The enclosed front porch stretches across the home, offering a welcoming spot for morning coffee or unwinding at the end of the day. Inside, separate living and family rooms provide flexibility for relaxing, entertaining, hobbies or a home office. A dedicated dining area connects the gathering spaces, while the eat-in kitchen offers another place to pull up a chair. Wood flooring in several rooms and an exposed brick detail add character, with opportunities to update the finishes to your own taste. Both bedrooms, the bathroom and a dedicated laundry area with built-in shelving are on the main level. A partial unfinished basement and additional crawl space provide access beneath the home. Outside, the backyard offers space for outdoor seating or gardening, and the detached garage features alley access and an upper-level storage area reached by ladder. This home needs updating and repairs, but its combination of living spaces, storage and outdoor space makes it worth a closer look. Whether you are considering a renovation for your own use or evaluating an investment opportunity, bring your ideas and explore the potential. Property is being sold strictly AS IS, WHERE IS, in its present condition. Seller will make no repairs or improvements, including lender- or appraisal-required repairs. Cash or conventional financing only, subject to lender acceptance of the property's current condition. Buyers should independently evaluate the property, its systems and any needed work. Personal property inclusions, exclusions and any cleanout responsibilities are subject to the purchase agreement. Serious buyers with lender pre-approval or proof of funds only, per seller's request.
MLS ID: 12807238
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712 Mulberry Street, Ottawa, IL 61350.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $114,900 | $114,900 | $114,900 |
| Down Payment | $22,980 | $4,022 | $28,725 |
| Monthly Mortgage Amount | $596 | $741 | $739 |
| Taxes | $160 | $160 | $160 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $51 | $0 |
| Monthly Estimated Total | $856 | $1,052 | $999 |
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