409 3rd St SE Independence, IA 50644 • Residential - Single Family • Active $184,000

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New - 3 Hours Ago

Description

Location, updates, and charm- This one has it all! Situated directly across the street from a park, this beautifully renovated 3 bedroom, 1 bathroom home may be the perfect fit for you. Step inside to find new flooring throughout and a completely remodeled kitchen featuring new stainless steel appliances, new cabinetry, a center island,and a convenient pass through breakfast bar to the dining room. The extensive list of improvements continues with new house wrap and siding, new windows, new exterior doors, new deck, new patio, and a new water heater. the HVAC system has been professionally inspected and the duct work has been cleaned. Additionally there is a detached garage and a spacious yard. Located just 30 minutes from Waterloo and 45 minutes from Cedar Rapids this home offers small town living with easy access to surrounding communities. With so many updates already completed, all that's left to do is move in!

Property Highlights

Property Type: Residential - Single Family

Total Living Area SF: 1,412

Garage Size: 1

Built in 1910

School District: Independence

General Information

Bedrooms: 3

Bathrooms: 1

Sqft: 1,412

County: Buchanan

High School: Independence

Listed By:

Pinnacle Realty LLC Emily Robison 319-393-0900

Cedar Rapids MLS

MLS ID: 2606942

$184,000

Est. $1,323/mo

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3beds

1baths

1,412sqft

1cars

Shown By

Agent Name: Bob Case
Agent Phone: (563) 340-7514
Agency Title: Ruhl&Ruhl Realtors
Agent Email:

New to the Market Active

BEDS3 BATHS1 full SQUARE FEET1,412 MLS#2606942

STATUSActive PROPERTY TYPEResidential - Single Family SCHOOLIndependence

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Shown By

Agent Name: Bob Case
Agent Phone: (563) 340-7514
Agency Title: Ruhl&Ruhl Realtors
Agent Email:

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409 3rd St SE , Independence, IA 50644.

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Loan Type	30 Year Fixed	FHA 30 Year Fixed	15 Year Fixed
Purchase Price	$184,000	$184,000	$184,000
Down Payment	$36,800	$6,440	$46,000
Monthly Mortgage Amount	$967	$1,187	$1,193
Taxes	$256	$256	$256
Insurance	$100	$100	$100
HOA/Dues/Fees	$0	$0	$0
Monthly Mortage Insurance	$0	$81	$0
Monthly Estimated Total	$1,323	$1,624	$1,549

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About this area

Iowa/Independence

Independence

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With a beautiful historic downtown and a lot of promise in the future, there are plenty of reason to move to Independence, IA. No matter your reason for moving, Ruhl&Ruhl has real estate options and houses for sale in Independence, IA. Continue browsing this page to see all houses for sale in Independence, IA. If you need to do a little more research before buying, check out the pages below for additional options.

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409 3rd St SE Independence, IA 50644 • Residential - Single Family • Active

$184,000

Est. $1,323/mo

Calculate Mortgage

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 10/23/2026. The listing information on this page last changed on 10/23/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Fri 10/23/2026 12:00:10 AM EST) or MRED MLS (last updated Thu 10/22/2026 11:55:07 PM EST) or SCWMLS (last updated Thu 10/22/2026 11:55:35 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Thu 10/22/2026 10:20:15 PM EST) or Cedar Rapids MLS (last updated Thu 10/22/2026 10:45:52 PM EST) or NEIRBR MLS (last updated Thu 10/22/2026 11:58:44 PM EST) or ICAAR MLS (last updated Thu 10/22/2026 11:37:40 PM EST) or ECIMLS (last updated Thu 10/22/2026 11:44:37 PM EST) or RMLSA (last updated Thu 10/22/2026 11:50:59 PM EST) or Muscatine MLS (last updated Thu 10/22/2026 11:45:16 PM EST) or No Coast MLS (last updated Thu 10/22/2026 11:54:24 PM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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