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329 S 12th Street, Saint Charles, IL 60174.
Opportunity knocks in St. Charles! Bring your vision, creativity, and or your contractor to this spacious 3-bedroom, 2-bath ranch offering approximately 1,400 square feet of main-level living space-one of the larger ranches in the neighborhood! Priced at $285,000, this property presents an outstanding opportunity for investors, rehabbers, and buyers looking to transform a house to their home, into something truly special. Hardwood flooring throughout much of the main level offers restoration potential with refinishing. The full basement, complete with a second bathroom, provides additional possibilities, while the detached 1-car garage adds convenience. Located directly across from the school, with easy access to vibrant downtown St. Charles, shopping, dining, parks, and scenic Fox River trails. This home requires a total makeover and is being SOLD AS-IS. Bring your imagination and discover the possibilities!
MLS ID: 12780315
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329 S 12th Street, Saint Charles, IL 60174.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $285,000 | $285,000 | $285,000 |
| Down Payment | $57,000 | $9,975 | $71,250 |
| Monthly Mortgage Amount | $1,517 | $1,862 | $1,847 |
| Taxes | $397 | $397 | $397 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $125 | $0 |
| Monthly Estimated Total | $2,014 | $2,484 | $2,344 |
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