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301 S Swift Street Winnebago, IL 61088 • Residential - Single Family • Active

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Description

Opportunity awaits in this conveniently located small-town property! Situated directly across from a park and within easy walking distance of Main Street amenities, playgrounds, and local schools, this 3-bedroom (possible 4th), 2-bathroom home offers the kind of location that's hard to find. This unique property features a spacious lot, fenced backyard with a separate dog run, hardwood flooring, radiant boiler heat, 2-car garage, brick fireplace, and a wonderful 3-season porch with potential to become your favorite place to relax and enjoy the outdoors. Being sold AS-IS, this home is priced for updating, making it an excellent opportunity for buyers looking to build equity and make a home their own.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 1,552
Garage Size: 3
School District: Winnebago 323
Brick Exterior
Stone Exterior
One Fireplace

General Information

Bedrooms: 3
Bathrooms: 2
Sqft: 1,552
County: Winnebago
Listed By:
Berkshire Hathaway HomeServices Crosby Starck RE
Rockford Board of Realtors

Room Information

Bedroom 1: 12 X 10 Level - Main
Bedroom 2: 11 X 11 Level - Main
Bedroom 3: 11 X 10 Level - Main
Kitchen: 11 X 6 Level - Main
Living Room: 20 X 11 Level - Main
Family Room: 14 X 15 Level - Main
$195,000
Est. $1,383/mo
3beds
2baths
1,552sqft
3cars
New to the Market Active
BEDS3 BATHS2 full SQUARE FEET1,552 MLS#202607136
STATUSActive PROPERTY TYPEResidential - Single Family SCHOOLWinnebago 323

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301 S Swift Street, Winnebago, IL 61088.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $195,000$195,000$195,000
Down Payment $39,000$6,825$48,750
Monthly Mortgage Amount $1,012$1,258$1,254
Taxes $271$271$271
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$86$0
Monthly Estimated Total $1,383$1,715$1,625

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 11/14/2026. The listing information on this page last changed on 11/14/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 11/14/2026 12:03:48 AM EST) or MRED MLS (last updated Fri 11/13/2026 11:55:03 PM EST) or SCWMLS (last updated Fri 11/13/2026 11:55:10 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Fri 11/13/2026 10:17:01 PM EST) or Cedar Rapids MLS (last updated Fri 11/13/2026 10:44:18 PM EST) or NEIRBR MLS (last updated Fri 11/13/2026 11:58:40 PM EST) or ICAAR MLS (last updated Fri 11/13/2026 11:37:35 PM EST) or ECIMLS (last updated Fri 11/13/2026 11:44:34 PM EST) or RMLSA (last updated Sat 11/14/2026 12:00:56 AM EST) or Muscatine MLS (last updated Sat 11/14/2026 12:00:07 AM EST) or No Coast MLS (last updated Fri 11/13/2026 11:54:20 PM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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