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1187 Willowgate Lane, Unit 1187, Saint Charles, IL 60174.
RARELY AVAILABLE MAIN-FLOOR LIVING WITH TRANQUIL WOODED VIEWS, JUST STEPS FROM DOWNTOWN ST. CHARLES THE RIVERWALK AND MINUTES FROM GENEVA! Nestled along a quiet private drive and the Fox River discover the perfect blend of elegance, comfort, and craftsmanship in this beautifully appointed brick duplex townhome offering 4 spacious bedrooms, 3 full bathrooms and a full finished basement. Designed for effortless main-floor living, the home welcomes you with soaring vaulted ceilings, hardwood floors, and a stunning wall of windows that fills the living spaces with natural light and picturesque wooded views. A warm and inviting fireplace anchors the living room, while the generously sized kitchen that features an expansive center island, abundant cabinetry, and seamless access to a separate dining area, ideal for everyday living and entertaining. The sought-after MAIN-FLOOR PRIMARY SUITE offers a spacious private bath with dual vanities, separate walk in shower and luxury walk-in closet, complemented by main-floor laundry. Upstairs, three generously sized bedrooms and a full bath provide wonderful flexibility for guests, family, or a home office. The impressive finished lower level is truly an extension of the home, featuring 10-foot ceilings a full bar, a second fireplace, full bathroom, exercise room, abundant storage room with ample shelving. This is an exceptional space for entertaining or relaxing. Completing this exceptional property is a luxury attached 2-car garage with epoxy flooring, tall ceilings, and built-in cabinetry. Enjoy the ease of main-floor living with downtown St. Charles and Geneva only minutes from your doorstep, this is a rare opportunity to enjoy a low-maintenance lifestyle in a truly special setting.
MLS ID: 12797263
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1187 Willowgate Lane, Unit 1187, Saint Charles, IL 60174.

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563-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $990,000 | $990,000 | $990,000 |
| Down Payment | $198,000 | $34,650 | $247,500 |
| Monthly Mortgage Amount | $5,137 | $6,386 | $6,366 |
| Taxes | $1378 | $1378 | $1378 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $594 | $0 |
| Monthly Estimated Total | $6,804 | $8,647 | $8,033 |
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