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1102 Chester, Ottumwa, IA 52501.
Welcome to this inviting and solidly built 4-bedroom, 2-bathroom two-story home, nestled in a quiet, sought-after neighborhood. Set in a fantastic location, this residence offers the warmth, durability, and space a household needs to settle in and create lasting memories. Step inside to discover timeless charm paired with thoughtful updates. Beautiful hardwood floors flow through the living spaces, anchored by a classic masonry fireplace that brings cozy character to the main level. Fresh interior paint gives the home a bright, clean feel, while low-maintenance vinyl siding ensures lasting curb appeal without the hassle of heavy exterior upkeep. Downstairs, a full unfinished basement features sturdy, well-maintained foundation walls. This clean, dry expanse provides generous storage or a blank canvas ready for future living space, a workshop, or a home gym. Vacant and ready for immediate possession, this well-crafted property is primed for a smooth, timely closing. Schedule your private showing today and see everything this wonderful home has to offer!
MLS ID: 6344541
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1102 Chester, Ottumwa, IA 52501.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $158,000 | $158,000 | $158,000 |
| Down Payment | $31,600 | $5,530 | $39,500 |
| Monthly Mortgage Amount | $820 | $1,019 | $1,016 |
| Taxes | $220 | $220 | $220 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $70 | $0 |
| Monthly Estimated Total | $1,140 | $1,409 | $1,336 |
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