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1043 State Street, Ottawa, IL 61350.
Welcome home to this charming all-brick ranch offering 2 bedrooms with the potential for a 3rd bedroom in the partially finished basement! Step inside to a spacious living room filled with natural light from the abundance of windows and featuring beautiful hardwood floors. The adorable eat-in kitchen is full of character with trendy red cabinetry, and all appliances stay for added convenience. Two generously sized bedrooms and a full bath complete the main level. The partially finished basement provides additional living space with a cozy family room, a large utility/laundry room, a second full bath, and a versatile bonus room that can serve as a third bedroom, home office, or hobby space. Outside, you'll love the beautifully fenced backyard, perfect for entertaining or relaxing, featuring a brick paver patio, charming pergola, and storage shed. This move-in-ready home offers comfort, character, and plenty of flexible living space-don't miss your opportunity to make it yours!
MLS ID: 12700158
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1043 State Street, Ottawa, IL 61350.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $209,000 | $209,000 | $209,000 |
| Down Payment | $41,800 | $7,315 | $52,250 |
| Monthly Mortgage Amount | $1,029 | $1,247 | $1,302 |
| Taxes | $291 | $291 | $291 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $92 | $0 |
| Monthly Estimated Total | $1,420 | $1,730 | $1,693 |
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